Aetna - California

Aetna offers a variety of health insurance plans to California residents.  Aetna’s most popular plans in California include: MC OA 5000 with Limited RX PPO, MC OA 5000 PPO, MC OA 7500 Plus Dental PPO, MC OA 3500 PPO, MC OA High Deductible 3000 HSA, MC OA Value 1500 PPO, MC OA 2500 PPO, PPO MC OA First Dollar 30.

The following plans give a variety of options depending on the individual’s or family’s health coverage needs:

MC OA 2500 with Limited RX                                                                                  MC OA First Dollar 40

MC OA High Deductible 5000 HSA                                          MC OA Preventative and Hospital Care 1250

MC OA Preventative and Hospital Care 3000                                                                MC OA Value 2500

MC OA Value 5000                                                                                                    MC OA Value 8000

For an in depth Aetna Insurance Plan Summary in California, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

Developed in 1853, Aetna is the first national and full-service health insurer to offer consumer-directed healthcare products.  Today, Aetna is one of the nation’s leading health insurance companies which provides top products covering dental, pharmacy, group life and disability as well as employee benefits.

For more information about Aetna employee benefits in California, visit California’s Small Business Group page.

Aetna serves 14.8 million medical members which include 13.1 million in dental care, 9.4 million in pharmaceutical care, and 13.6 million in group insurance.  Aetna’s large network of health care providers includes 431,000 primary care doctors and specialists and 4,323 hospitals.  In total, their network spans to over 721,000 health care professionals.

Aetna offers two hospital plans and two high deductible plans in California.  High Deductible Health Plans (HDHP) is a health insurance plan that has lower premiums but higher deductibles as opposed to traditional health insurance plans.  HDHP plans are directed towards healthier and usually younger individuals.  These plans are a form of what is known as “catastrophic plans,” as emergency health care is usually rare in the individual’s case.  Preferred Provider Organizations (PPO) plans are popular amongst Aetna plans in California.  PPO plans offer members the freedom to choose out of network providers at a higher copay rate, which differentiates them from Health Maintenance Organizations which require members to go to in-network providers. 

Aetna also offers the Health Savings Account Plan option to individuals in California.  Health Savings Accounts are directed to individuals who want control and responsibility over their health insurance costs, and how their health care money is allocated in short term and long term needs.  Those with Health Savings Accounts tend to choose a healthier lifestyle.  Health Savings Accounts are flexible and follow the member if they move, change marital status or jobs.  Aetna also lowers the health insurance premium and pays out of pocket health care expenses with tax-advantaged savings.

For more information about Aetna plans in California, contact us at 877-567-5267.