Anthem - Illinois

Anthem is a publicly traded company on the New York Stock Exchange and is part of the S&P 500.  Anthem offers a variety of plans to those who live in Illinois, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value.  90% of Illinois doctors are within Anthem’s network as well as over 200 hospitals.

The most popular Anthem Blue Cross plans in Illinois include: SelectBlue Advantage $1,750/80% PPO and SelectBlue $500/80% PPO

Monthly premiums range from $91 to $252 for individuals and $285 to $984 for families.

The following plans give a variety of options depending on the individual’s or family’s health coverage needs in Illinois:

BlueEdge Individual HSA $1,750                                      BlueEdge Individual HSA $2,600

BlueEdge Individual HSA $5,000                                                  SelectBlue $1,000/80%

SelectBlue $2,500/100%                                                             SelectBlue $2,500/80%

SelectBlue $5,000/100%                                                             SelectBlue $5,000/80%

SelectBlue Advantage $1,000/80%                               SelectBlue Advantage $2,500/80%

SelectBlue Advantage $5,000/80%

Within the SelectBlue plan, members have the freedom to choose what health care provider they want to use.  100% of doctor visits is covered after $20 copay is paid per visit.  For out-of network care, members pay roughly 20%-40% copay.  For professional services, and chiropractic services, members pay 0%-20% copay for in-network and 20%-40% copay for out of network. 

Within the SelectBlue Advantage Plan, members have the freedom to choose what health care provider they want to use.  100% of doctor visits is covered after $30 copay is paid per visit.  For professional services, and chiropractic services, members pay 0%-20% copay for in-network providers.

Lumenos Health Savings Accounts are those that offer members the freedom to choose where their health care money is allocated.  Members may choose to use their money for short-term expenses such as copays or long term expenses such as medical care down the road.  Lumenos plans also offer 100% preventive care coverage and is flexible to the member’s budget and designed to reduce out of pocket costs.

Anthem also offers DentalBlue for members which are network based PPO dental insurance products.  The Dental Networks come within the 100 Network, the 200 Network and the 300 Network.