Compare Health Plans in Austin

Health Plan One offers more than 100 health insurance plans in Austin, which is part of Travis County, Texas.  Health insurance carriers that offer individual and family health insurance plans in Austin include Aetna, Blue Cross, Cigna, Golden Rule, Humana, and Sound. Enter your ZIP code above to compare the details of the health insurance plans available in Austin.

Texas offers individual, family, small business, and group plans as well as Medicare and specialty plans though a variety of providers. There are also plans for those who may qualify for free or low-cost health care Government offered programs such as CHIP (Texas Children’s Medicaid), Small Group Plans, and the Texas Health Insurance Risk Pool.

The Children’s Health Insurance Program (CHIP) is the Medicaid program offered in Texas covering Texans 18 and under. The program is provided at no cost to any child that belongs to a qualifying family. CHIP targets families who earn too much to qualify for Medicaid but still cannot afford private health insurance.  Enrollment fees and co-payments are based on your family’s income. For each 12 month term of eligibility, family’s enrollment fees are less than $50. Also, co-payments for doctor visits and prescription drugs range from $3 to $10. Benefits include, regular checkups and office visits, dentist visits (cleaning and fillings), vaccines, mental health care, and eye exams (And glasses). For a full benefit summaries and other information about the program, click here: http://www.chipmedicaid.org/english/cover.htm There is also information available en Español here: http://www.chipmedicaid.org/espanol/index.htm

If you are a Texan who is self-employed, you can apply for a small group plan. Qualifications include having 2 or more eligible employees who work at least 30 hours a week. These plans are medically underwritten by all carriers in Texas meaning that despite no one in the group being allowed to be denied coverage, rates can increase based on the health history of those enrolling. For more information you can contact (877) 567-5267.

If you are under the age of 65 and have been a legal resident of Texas for 30 days and a US citizen for 3 consecutive years you have the option of entering a high risk pool. You must also give evidence of the following qualifications to enter the pool: http://www.txhealthpool.org/eligibil.html. These qualifications all include rejection by an insurance company for being medically uninsurable or having a qualifying pre-existing condition.