Health Plan One offers more than 120 health insurance plans in Brownsville, which is part of Cameron County, Texas. Health insurance carriers that offer individual and family health insurance plans in Brownsville include Aetna, Blue Cross, CIGNA, Golden Rule, Humana, and Sound. Enter your ZIP code above to compare the details of the health insurance plans available in Brownsville.
There are several state ran programs that Health Plan One can assist you with when it comes to health coverage. These programs include individual and group coverage. More specifically, the state offers additional programs such as Medicaid, CHIP, and the high risk pool alternative. All of these state ran programs can help you if are medically uninsurable or if you cannot afford private insurance to obtain basic health coverage.
You can qualify for a small group plan in Texas if you are self-employed and have two or more eligible employees. In order for your employees to be eligible they must each work at least 30 hours per week. All carriers in Texas underwrite small group plans meaning no one can be denied coverage. They can, however, increase the rates due to an employee’s health history. For more information on group coverage you can contact us at (877) 567-5267.
Medicaid in Texas covers a major part of your Doctor Appointment bills. The plan works very similarly to regular health insurance and the program covers services such as acute care services, prescription drugs, and long-term services and supports. Three major categories of eligibility include: Families and children, cash assistance recipients, and aged and disabled. Additionally, there are three other groups who may be eligible for Texas Medicaid: Medicare beneficiaries, Non-citizens, and women. There are in depth eligibility requirements that can be found at http://www.texashealthoptions.com/cp/disable.html.
If you or your child is a Texas resident under the age of 18 and is a legal permanent resident of the state and country, you are eligible for the Children’s Health Insurance Program (CHIP). The program was designed to give children with family incomes too high to qualify for Medicaid basic health coverage. The coverage is provided at no cost to the children for those who qualify. Co-payments and enrollment fees are based on family income and benefits include regular checkups and office visits, dentist visits, vaccines, mental health care, and eye exams. A full list of benefits can be seen at http://www.chipmedicaid.org/english/cover.htm.
Those who are under the age of 65 and are legal residents of Texas and the United States may be eligible for the Texas Health Insurance Risk Pool. In order to qualify you must give evidence of either being rejected by an insurance company for being medically uninsurable or have a list of qualifying preexisting conditions. Full information of the program and its benefits can be found at http://www.txhealthpool.org/benefits.html.
Click here for information on Brownsville Medicare plans.