CIGNA offers a variety of health
plans in the state of Colorado. Rates and benefits always vary depending on the
plan that’s right for you. CIGNA’s Health Savings and Open Access plans are
both major services offered in the state of Colorado. More specifically, the
state offers the following plans: Health Savings 1500-1500, Health Savings 3000-3000, Health Savings 5000-5000, Open Access 1000-1000, Open Access 2000-2000, Open Access 3000-3000, Open Access 5000-5000 A Health Savings Account (H.S.A.)
offers members an opportunity to control how health care dollars are spent
along all along with a tax advantaged savings account and comprehensive medical
insurance coverage. Combining high deductible health insurance with a tax
advantage savings account, the money you save in your account will help you
paying your deductible. The benefits of such plans allow you to pay for
deductible with pre-tax dollars. This plan will allow you to save roughly 70%
or more on the cost of your health insurance. The open access plan offered by
CIGNA gives you options when it comes to health coverage. As a member you can
choose a Primary Care Physician (PCP) to serve as a personal physician to
cooridinate your health needs. Also, there are no referrals necessary to see
specialists within your network. Open access plans in Colorado also provide
emergency care 24 hours a day, no matter where you are located at the time. For
more information on specific Health Savings Account and/or Open Access plans
click on one of the above links. Members will only be reimbursed for
care covered through a CIGNA network provider in Colorado. To find a participating
doctor search the Provider Directory or visit the online
directory at www.cigna.com.
Benefits vary on whether or not you are being serviced within a network so it’s
important to know if your current Colorado location is eligible. For more
information, our experts can help you with any questions you may have. You can
reach us at 877-567-5267. CIGNA is one of the most respected
health insurance companies in the country. Offering everything in health and
wellness, they give you a variety of COBRA, HMO, and Network plans. CIGNA
supplies a 24 hour information line while offering special programs to everyone
from babies to mothers. Offering a variety of capabilities, CIGNA allows
employers to create benefit solutions that are compatible with their specific
business needs. Their companies include CIGNA Group Insurance, CIGNA
HealthCare, and CIGNA International.