CIGNA - Georgia

Cigna offers a variety of health insurance plans to Georgia residents.  Cigna’s most popular plans in Georgia include PPO Open Access 5000 and Health Savings HSA 2500.

The following plans give a variety of options depending on the individual’s or family’s health coverage needs:

Health Savings 3500                                                        Health Savings 5000

Open Access 1000                                                           Open Access 2000           

Open Access 3000

For individuals, CIGNA’s monthly premium ranges from $85 to $163. For families, CIGNA’s monthly premium ranges from $317 to $608.

For an in depth CIGNA Insurance Plan Summary in Georgia, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

The two most popular types of CIGNA plans in Georgia are Health Savings Accounts and Preferred Provider Organization plans.

Those who choose CIGNA’s Health Savings Account (HSA) plans want responsibility over their healthcare dollars and therefore choose to live a healthier lifestyle.  Members with HSA accounts are able to allocate their money for long-term medical needs or for short-term copayments.  Health Savings Accounts earn interest and are flexible if the beneficiary moves or changes careers.  Open Access plans allow California residents to choose their Primary Care Physician and referrals are not necessary when seeing out-of-network specialists.

Preferred Provider Organization (PPO) plans are those which offer members flexibility to see out-of-network health care providers such as primary care doctors, physicians and specialists, as well as hospitals, at a higher copay rate.  PPOs differ from Health Maintenance Organization (HMO) plans in that HMOs require members to see providers within the carrier’s network.  However, HMO plans tend to be less expensive.

CIGNA is a publicly traded company on the New York Stock Exchange, the Philadelphia Stock Exchange, as well as the Pacific Stock Exchange.  CIGNA offers additional benefits such as International coverage for overseas jobs, group insurance as well as employee assistance programs, pharmacy, dental, and vision care.

For more information about CIGNA’s Employee benefits and group insurance rates, refer to our Georgia Small Business Group page.