Golden Rule- California

UnitedHealth One is the brand name used for Golden Rules products administered or underwritten by the UnitedHealthcare family of companies which offer personal health insurance.  Golden Rule offers several health insurance plans to Connecticut residents.  Golden Rule is a major health insurance provider in the state of California and has been in business for over 60 years.  It is rated “A” for Excellent by A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s.  The rating is based on financial strength and health care stability. 

For an in depth Golden Rule Insurance Plan Summary in California, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

Golden Rule’s most popular plans in Connecticut include Health Savings Account and Network Copay Select plans.  Golden Rule offers competitive high-deductible plans of $10,000 for families and $5,000 for individuals.  

High Deductible plans are partnered with low premiums, which make them so attractive to young adults who sometimes find it difficult to afford health insurance.  High Deductible plans are recommended for individuals who are healthy and who are usually younger.  High Deductible plans are a form of “catastrophic plans.”  Individuals who invest in these plans take appropriate steps for preventive care and choose to live healthier lifestyles.

Network Copay Select plans and Network Copay Saver plans are for those who prefer copay benefits for routine health care expenses.

Health Savings Accounts are for individuals who want to take control of the money they are spending on health care and who want to take responsibility over their health.  HSAs are flexible and follow the individual or family if they move to a different state and/or if they change careers.  Golden Rule lowers the health insurance premium and pays out-of pocket health care expenses with tax-advantaged savings.   Golden Rule plans to look out for with the HSA benefits are HSA 100 plans and HSA Saver plans.

For more information about Golden Rule plans in California, contact us at 877-567-5267.