Golden Rule - Georgia

UnitedHealth One is the brand name used for Golden Rules products administered or underwritten by the UnitedHealthcare family of companies which offer personal health insurance.  Golden Rule is a major health insurance provider in the state of Georgia and has been in business for over 60 years.  It is rated “A” for Excellent by A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s.  The rating is based on financial strength and health care stability. 

Golden Rule offers a variety of health insurance plans to Georgia residents.  Golden Rule’s most popular plans in Georgia include HSA 100 - $2,900, Network Copay Select - $2,500, Network Copay Select - $1,500

The following plans give a variety of options depending on the individual’s or family’s health coverage needs:

Network Copay Saver 2500                                          Network Copay Select 500

Network Copay Select 1000                                                       HSA 100 – 1150

HSA 100 – 1900                                                                        HSA 100 – 3500 

HSA 100 – 5000                                                                        HSA Saver 1150

HSA Saver 3500                                                                        Plan 100 – 2500

Plan 100 – 3500                                                                        Plan 100 – 5000

Plan 80 – 2500                                                                           Plan 80 – 3500

Plan 80 – 5000                                                                          Saver 80 – 1500

Saver 80 – 2500                                                                         Saver 80 - 5000

For an in depth Golden Rule Insurance Plan Summary in Georgia, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

HSA 100 versus Copay Select 100

The Network Copay Select plan’s monthly premium is $139.13.  There is a $2,500 out-of-pocket deductible cost.  For primary and specialist care there is $25 copay.  For annual OB/GYN and annual physical examinations, there is a $25 copayment.  For inpatient and outpatient visits there is no additional charge after deductible.  Rx is covered- see plan for details.

The HSA 100 plan’s monthly premium is $81.17.  There is a $2,900 out-of-pocket deductible cost.  For primary and specialist care there is no additional charge after deductible.  For annual OB/GYN and annual physical examinations, there is a also no additional charge after deductible.  For inpatient and outpatient visits there is no additional charge after deductible.  For drug coverage, there is no charge for drugs after deductible is paid for and there is no limit for maximum annual benefit.

For individuals, Golden Rule’s monthly premium ranges from $64 to $249. For families, Golden Rule’s monthly premium ranges from $227 to $995.

For more information about Golden Rule plans in Georgia, contact us at 877-567-5267.