Golden Rule – Texas

UnitedHealth One is the brand name used for Golden Rules products administered or underwritten by the UnitedHealthcare family of companies which offer personal health insurance.  Golden Rule is a major health insurance provider in the state of Texas and has been in business for over 60 years.  It is rated “A” for Excellent by A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s.  The rating is based on financial strength and health care stability. 

Golden Rule offers a variety of health insurance plans to Texas residents.  Golden Rule’s most popular plans in Texas include Network Copay Select 20% - $5,000, Network Copay Select 20% - $3,500, HSA 100 - $2,500, Network Copay Select 20% - $2,500, Network Copay Select 100% - $3,500

The following plans give a variety of options depending on the individual’s or family’s health coverage needs:

Network Copay Saver 1500                                          Network Copay Saver 2500

Network Copay Saver 5000                                          Network Copay Saver 7500

Network Copay Saver 10000                                       Network Copay Select 30%

Plan 100                                                                                               HSA 70 

Plan 80                                                                                                Saver 80              

For individuals, Golden Rule’s monthly premium ranges from $50 to $330. For families, Golden Rule’s monthly premium ranges from $188 to $1437.

For an in depth Golden Rule Insurance Plan Summary in Texas, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

HSA 100 versus Network Copay Select 100

The HSA 100 plan’s monthly premium is $163.43.  There is a $3,500 out-of-pocket deductible cost.  For primary and specialist care there is no charge after deductible is paid.  For annual OB/GYN and annual physical examinations, there is a $35 copayment. For inpatient and outpatient visits there is no additional charge after deductible.  RX is covered, see plan for details.

The Network Copay Select plan’s monthly premium is $138.98.  There is a $2,500 out-of-pocket deductible cost.  For primary and specialist care there is $35 copay.  For annual OB/GYN and annual physical examinations, there is a $35 copayment.  For inpatient and outpatient visits there is 20% copayment after deductible.   For drug coverage, there is no charge for drugs after deductible is paid for and the maximum annual benefit is $3,000.

For more information about Golden Rule plans in Texas, contact us at 877-567-5267.