UnitedHealth One is the brand name used for Golden Rules
products administered or underwritten by the UnitedHealthcare family of
companies which offer personal health insurance. Golden Rule is a major health insurance
provider in the state of Virginia and has been in business for over 60
years. It is rated “A” for Excellent by
A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s. The rating is based on financial strength and
health care stability.
Golden Rule offers a variety of health insurance plans to
Virginia residents. Golden Rule’s most
popular plans in Virginia include Network
Copay Select 20% - $3,500, Network
Copay Select 100% - $3,500, HSA
100 - $2,500, Network
Plan 100 - $2,500, Network
Plan 100 - $1,500
The following plans give a variety of options depending on
the individual’s or family’s health coverage needs:
Copay Saver 1500 Network
Copay Saver 2500
Copay Saver 5000 Network
Copay Saver 7500
Copay Saver 10000 Network
Copay Select 30%
For individuals, Golden Rule’s monthly premium ranges
from $35 to $241. For families, Golden Rule’s monthly premium ranges from $127
For an in depth Golden Rule Insurance Plan Summary in Virginia,
HSA 100 versus Network Copay Select 100
The HSA 100 plan’s monthly
premium is $163.43. There is a $3,500 out-of-pocket
deductible cost. For primary and
specialist care there is no charge after deductible is paid. For annual OB/GYN and annual physical
examinations, there is a $35 copayment. For inpatient and outpatient visits
there is no additional charge after deductible.
RX is covered, see plan for details.
The Network Copay Select plan’s
monthly premium is $138.98. There is a
$2,500 out-of-pocket deductible cost.
For primary and specialist care there is $35 copay. For annual OB/GYN and annual physical
examinations, there is a $35 copayment.
For inpatient and outpatient visits there is 20% copayment after
deductible. For drug coverage, there is
no charge for drugs after deductible is paid for and the maximum annual benefit
information about Golden Rule plans in Virginia, contact us at 877-567-5267.