Health Plan One offers several health insurance plans in Louisville, which is part of Jefferson County, Kentucky. Health insurance carriers that offer individual and family health insurance plans in Louisville include Aetna, Anthem, Golden Rule, and Humana. Enter your ZIP code above to compare details of the health insurance plans available in Louisville.
Health Plan One can help assist you in finding the right health coverage and the appropriate price range. Our company can help assist you in small business coverage, Medicaid, KCHIP, or the high risk pool. Eligibility requirements vary. If you have any questions, contact us at 877-567-5267
If you are self-employed in the state of Kentucky you can apply for the small group plan. In order to do so you must have at least two employees working at least 30 hours a week and you must be able to provide tax forms and other business documentation among request of the carrier you are applying to. Carriers in Kentucky cannot deny you coverage, but you charges will be based on the health history of employees enrolling.
If you are a low-income resident, pregnant, under the age of 19, or just in need of medical assistance you may be eligible for Medicaid in the state of Kentucky. Benefits for those who enroll include: dental services, family planning, home health services, hospital care, mental health services, and physician visits. For more information on additional coverage services you can visit http://chfs.ky.gov/dms/services.htm.
Kentucky also offers Medicaid Work which provides benefits to working people with disabilities. If you are a working resident and earn less than 250% of the federal poverty level you may be eligible for this program. For more information and to see if you are eligible or not, please visit http://chfs.ky.gov/dms/Medicaid+Works.htm
The Kentucky Children’s Health Insurance Plan (KCHIP) provides free or low-cost health insurance to residents of Kentucky under the age of 19. Eligible individual parents’ income must be too high to qualify for Medicaid but too low to afford individual coverage. This program covers doctor visits, dental care, hospitalization, mental health services, vision exams, lab tests and x-rays. Co-payment is required for all prescription medications. To learn more about the KCHIP visit http://kidshealth.ky.gov/en/kchip/
The high risk pool is often considered an individual’s last resort for insurance. The state of Kentucky has the Kentucky Access- High Risk Pool and is mainly for residents who are medically uninsurable due to a preexisting medical condition. In order to see if you qualify, visit https://www.kentuckyaccess.com/index.cfm?xnode=292. Benefits are similar to other major medical insurance plans.
For more information about Medicare plans in Louisville, visit our Louisville Medicare Solutions page.