Health Plan One offers more than 70 health insurance plans in Madison, which is part of Dane County, Wisconsin. Health insurance carriers that offer individual and family health insurance plans in Madison include Humana and United Health One. Enter your ZIP code above to compare the details of the health insurance plans available in Madison.
Madison offers many options for those looking for individual, family, group or small business health insurance. There are even options available like Wisconsin Medicaid, BadgerCare, the Well Woman Program, or the Wisconsin Health Insurance Risk Sharing Plan. All of these government programs can help those who are medically uninsurable or who cannot afford private insurance to obtain basic health coverage. We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.
Wisconsin’s Medicaid program, ForwardHealth, is a government program designed to help provide health care to those who can’t afford private insurance. Pregnant women and children under age 19 who meet certain income requirements may be eligible for Medicaid coverage along with aged, blind, and disabled individuals in Wisconsin.
BadgerCare Plus is a program under Wisconsin’s Medicaid program that caters to eligible pregnant women, children and families, adults with no dependent children, and family planning individuals.
All children under the age of 19 can enroll in BadgerCare Plus regardless of income level. BadgerCare Plus covers parents and caretakers at higher income levels, young adults who are leaving foster care when they turn 18, parents with incomes up to 200% of FPL who have kids in foster care, and more farm families and self employed families. The BadgerCare Plus plan also provides access to basic health care to long term uninsured adults with an income at or below 200% of the FPL.
The Wisconsin Well Woman Program, or WWWP, is a program that provides preventive health screening services to women with little or no health insurance coverage.
Well Woman offers services such as mammograms, pap tests, health screenings, and multiple sclerosis testing. There is no premium or copayments for services and no deductible for the Well Woman Program. Eligibility criteria include being a woman between the ages of 45 and 64, having income within the guideline limits, and you must not have health insurance or have limited health insurance that does not cover routine checkups and screenings.
Wisconsin’s Health Insurance Risk-Sharing Plan (HIRSP) provides health insurance coverage to residents of Wisconsin who are denied health insurance due to preexisting conditions or who have lost their employer-sponsored group health insurance coverage. Covered services under HIRSP plans include medical services, anesthesia services, consultations, prescriptions, home care, radiology services, lab and x-rays, as well as pap tests and pelvic exams. Other services include prostate cancer screening, skilled nursing care, hospice care, and diabetes services and treatment. Preventive services such as routine exams, yearly physicals, and routine dental care are not covered as well as cosmetic treatments, infertility services and drugs, and hearing and vision care.
Click here for information on Madison Medicare plans.