Health Plan One offers a variety of health insurance plans in Minneapolis, which is part of Hennepin County, Minnesota. Health insurance carriers that offer individual and family health insurance plans in Minneapolis include Blue Cross Blue Shield. Enter your ZIP code above to compare the details of the health insurance plans available in Minneapolis.
If you’re healthy enough to obtain coverage on the individual market, need a short-term plan, or if you have a small business and qualify for small group, Health Plan One can help. Otherwise, there are offerings like the MinnesotaCare program, Medicare and Medicaid, and the High Risk Pool. All of these government programs can help those who are medically uninsurable or who cannot afford private insurance to obtain basic health coverage. We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.
The High Risk Pool in Minnesota is called MCHA (Minnesota Comprehensive Health Association). You are eligible for MCHA if you a Minnesota resident for 6 months, you have been denied health coverage by an individual carrier, you are over 65 but not eligible for Medicare, or you are eligible by Trade Adjustment Assistance, alternative Trade Adjustment Assistance, or Pension Benefit Guarantee Corporation, or you have one of the conditions listed on the MCHA application. Coverage under this program includes prescription drugs, hospital services, ambulance services, outpatient care, mental health care, substance abuse, hospice services, and a variety of other services.
The MinnesotaCare program is for the children of families who cannot afford health insurance. There are income requirements for this program. Applicants must be Minnesota residents, have a Social Security Number, and not have other health insurance, including Medicare, for the past 4 months. Please visit the MinnesotaCare website for more detailed information at http://www.house.leg.state.mn.us/hrd/pubs/ss/ssmncare.htm.
Medicaid is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled individuals and nursing home residents. These individuals must meet certain income and other requirements. For more information about the income requirements of this program, please visit: http://www.dhs.state.mn.us/main/idcplg?IdcService=GET_DYNAMIC_CONVERSION&RevisionSelectionMethod=LatestReleased&dDocName=id_052537
Some of the services covered are clinic and physician services for preventive care, immunizations, ambulance, emergency room for emergency care, inpatient and outpatient hospital services, laboratory and x-ray, family planning, pregnancy related services, nurse midwife, medical equipment, hearing aids, therapy, transportation, mental health services, substance abuse treatment, prosthetics, nursing facilities, home health services, hospice, group homes for people who are mentally retarded, and prescription drugs.
For more information about Medicare plans in Minneapolis, visit our Minneapolis Medicare Solutions page.