Health Plan One offers more than 150 health insurance plans in Phoenix, which is part of Maricopa County, Arizona. Health insurance carriers that offer individual and family health insurance plans in Phoenix include Aetna, Assurant, BCBS, Cigna, Health Net and United Health One. Enter your ZIP code above to compare the details of the health insurance plans available in Phoenix.
Available in Phoenix are individual, family, small business, and group insurance plans, as well as government plans for those who don’t qualify for the others. Some government plans are Arizona Medicaid, KidsCare, KidsCare Parents, and EPSDT. All of these government programs can help those who are medically uninsurable or who cannot afford private coverage obtain basic health coverage. We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.
KidsCare is how Arizona provides for those under the federally mandated CHIP program. This program provides insurance to children whose families make too much money to qualify them for Arizona’s Medicaid program, but who also don’t make enough to be able to afford private insurance. The program requires a only very low monthly premium of the family. Benefits include doctor office visits, well-child visits and immunizations, lab tests and x-rays, specialist care, eye exams and glasses, dental care, behavioral health, and much more. For more information on all aspects of KidsCare, visit their website: http://www.azkidscare.gov/
Anyone enrolled in AHCCCS or KidsCare is also eligible for the Arizona Early and Periodic Screening, Diagnosis, and Treatment Program (EPSDT). This program is meant to detect and treat illness before they progress into major health problems, and offers screening and care for illnesses detected. To learn more, visit their webpage: http://www.azkidscare.gov/services.aspx
KidsCare Parents is the supporting program to cover the parents of children enrolled in KidsCare. They can only be covered as long as their child is enrolled but receive similar care and services. For more information visit the website: http://www.azkidscare.gov/parents.aspx
In Arizona, the Medicaid program is known as AHCCCS, or Arizona Health Care Cost Containment System. If you qualify you’ll receive a Medicaid card which you can show your doctor at an appointment. If your doctor participates in Medicaid, the State will pay the bill for the appointment. The program pays for many medical services including acute care services, prescription drugs, and long-term services and supports, depending on need. Families with children under 19 in Arizona are eligible for AHCCCS if they meet income and certain other requirements. There are no monthly premiums for those who qualify.
For an in-depth analysis of Medicare plans in Phoenix, visit our Phoenix Medicare Solutions page.