Health Plan One offers more than 80 health insurance plans in San Bernardino, which is part of San Bernardino County, California. Health insurance carriers that offer individual and family health insurance plans in San Bernardino include Aetna, Anthem Blue Cross, Blue Shield, Health Net, Kaiser, and Tonik. Enter your ZIP code above to compare the details of the health insurance plans available in San Bernardino.
California offers individual, family, small business and group plans as well as Medicare and specialty plans through a variety of providers. Also offered are plans for those with any pre-existing conditions, disabilities, or plans for those below an income level which could qualify for free or low-cost health care programs offered by the government, like Medi-Cal (California for Medicaid), Healthy Families, or the high risk pool (MRMIP). We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.
Medi-Cal is the name of California’s Medicaid program which provides a public health insurance option to low-income individuals in the state. The program pays for health care services for groups like families with children, seniors, the disabled, foster care children, pregnant women, and low-income individuals with specific diseases like TB, breast cancer, and HIV/AIDS. To learn more about Medi-Cal and to see whether you qualify based on income limits or any of the other above factors, click here: http://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx
The Healthy Families program provides low-cost insurance to uninsured children who do not qualify for free Medi-Cal. Benefits include health, dental and vision coverage including specialist visits. Healthy Families will cover children: Up to their 19th birthday, who do not have health insurance through an employer based plan in the last 3 months, are living in California, are ineligible for or not enrolled in Medi-Cal, who meet citizenship or immigration restrictions, are in families with incomes within the program income guidelines, or are born to mothers enrolled in the AIM program.
For full benefit summaries and other important information about this program, click here: http://www.healthyfamilies.ca.gov/Home/default.aspx
MRMIP (Major Risk Medical Insurance Program) is a program administered by the Managed Risk Medical Insurance Board which provides basic health coverage for Californians with pre-existing conditions which have rendered them medically uninsurable on the individual insurance market. Residents who qualify participate in the cost of coverage by paying premiums which are supplemented by the state to cover the cost of care for the program. In order to be eligible, one must be a California resident, not be eligible for both part A and part B of Medicare, unless eligible solely because of end-stage renal disease, not be eligible to purchase any health insurance for continuation of benefits under COBRA of CalCOBRA, and unable to secure adequate coverage.
Due to funding limitations, MRMIP does have a waiting list. For more information please visit their website at http://www.mrmib.ca.gov/MRMIB/MRMIP.shtml
Click here for information on San Bernardino Medicare plans.