St. Paul Health Insurance – Ramsey, MN Health Insurance

Health Plan One offers more than 20 health insurance plans in St. Paul, which is in Ramsey, Minnesota. Health insurance carriers that offer individual and family health insurance plans in Corpus Christi include BlueCross BlueShield of Minnesota with PPO and HSA options.  Enter your ZIP code above to compare the details of the health insurance plans available in St. Paul

Other health insurance options that Health Plan One offers to Minnesotans fit the needs of those who may find it difficult to receive health insurance.

Health Plan One offers COBRA for those who are in between jobs.  With this program, the member can extend their health insurance plan for up to 18 months after losing their job.  Our licensed insurance specialists are also available via LiveChat or toll-free at (877) 567-5267 to answer any questions.  However, if you are unhealthy see below and there may be other options in which Health Plan One can help you with.

Small business with two to fifty employees can apply for a small group plan, and Health Plan One can help quote the plans that best suit the group's needs.  Medical underwriting is allowed in Minnesota and BCBS may have a 35 % variation from the geographic rate.  Health Plan One can help you by quoting plans small groups. Simply call our toll-free number at (877) 567-5267.

Medicaid in Minnesota provides a public health insurance option to low-income pregnant women, children, certain people on Medicare, disabled individuals and nursing home residents.  Some covered services include: immunizations, ambulance, emergency room for emergency care, family planning, x-rays and lab work, nursing facilities, prescription drugs, and inpatient and outpatient hospital services.  Though co-payments vary, pregnant women, children under age 21, individuals living in a nursing home and refugees who get assistance from the Refugee Medical Assistance Program have no copayments.  Children must be 150% of the Federal Poverty Level, Pregnant women, non-working and working parents must be 275% of the Federal Poverty level and infants must be 280% of the Federal Poverty Level.  For medically needy individuals and couples as well as the blind and disabled, the requirements are lower.

You may learn more about Minnesota Medicaid here.

Click here for information about Minnesota Medicare.

Minnesota’ Health Insurance Risk Pool, called MCHA, provides basic health coverage for those with "pre-existing conditions" that make them uninsurable by the individual insurance market. Services include: prescription drug and pharmacy services, hospital and ambulance services,

Skilled Nursing Facilities, Reconstructive and Restorative Surgery, as well as OutPatient Rehabilitation.

MinnesotaCare is a program that serves children whose family income is up to 280% of the Federal Poverty Level and whose parents’ income is up to 200% of the Federal Poverty Level.  Those who are eligible to apply for MinnesotaCare do not have health insurance, (this includes Medicare), and has not had health insurance for the past 4 months.  Please visit the MinnesotaCare website for more detailed information at http://www.house.leg.state.mn.us/hrd/pubs/ss/ssmncare.htm. 

The most popular plans in Minnesota are BlueCross BlueShield Personal Blue PPO, BCBS Simply Blue PPO, and BCBS Options Blue HSA.

For more information on health insurance in specific Minnesota cities: Minneapolis