Washington D.C. Health Insurance

Health Plan One offers more than 50 health insurance plans in Washington, D.C. Health insurance carriers that offer individual and family health insurance plans in Washington include Aetna, BCBS, Cigna, Golden Rule, and Humana. Enter your ZIP code above to compare the details of the health insurance plans available in Washington.

Washington offers many options for those looking for individual, family, group or small business health insurance. There are even options available like Medicaid, Healthy Families, DC Health Care Alliance, or the Prescription Drug Coverage Program. All of these government programs can help those who are medically uninsurable or who cannot afford private insurance to obtain basic health coverage. We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.

DC Medicaid is the government program that works to help low income individuals get health care services. Pregnant women and children under 19 years old, who also meet income requirements, may be eligible for Medicaid coverage as will aged, blind, and disabled individuals.

The DC Healthy Families program is the DC version of the federal State Children’s Health Insurance Program (SCHIP). They provide health coverage for children, young adults under 19, pregnant women, and the parents and guardians whose families meet certain income guidelines. The program is administered by the DC Department of Health Care Finance and provides free health insurance for DC residents and their children whose incomes are too high to qualify them for Medicaid. This free coverage is available to working families who live in DC, don’t have health insurance, and have incomes up to 200% of the Federal Poverty Level (or up to 300% if covering children only). The 3 health plans available within the program are the DC Chartered Health Plan, Health Right, and Unison Health Plan. These plans include services such as doctor visits, hospitalization, dental and vision care, and prescription coverage.

DC Health Care Alliance offers qualifying residents a full range of health care services. You must live in DC, have no health insurance (including Medicare and Medicaid), and your income must fall below a set level. The benefits of this program include inpatient hospital care, outpatient medical care, emergency services, urgent care services, prescription drugs, rehabilitative services, home health care, dental services, specialty care and wellness programs.

The DC Rx Prescription Drug Discount Card is open to all residents. The program does not offer comprehensive health or pharmacy coverage, it does offer discounts on all commonly prescribed drugs (brand name and generic) whether you have existing insurance coverage or not. This is useful even for those with insurance because any family member can use the card for prescriptions not covered by the family plan. The card is free and available to all regardless of age, income, or existing health insurance. The card is accepted at over 98% of all DC pharmacies, and there are no enrollment forms, annual fees, or limits on how many times you may use the card.

For an in-depth analysis of Washington DC Medicare plans, visit our District of Columbia Medicare Solutions page.