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www.humana.com
LOUISVILLE, KY - Mar 22, 2005 - Dental insurance is now available when consumers purchase the HumanaOne® individual health insurance plan. The optional dental benefit, insured by HumanaDental Insurance Company, a dental insurance subsidiary of Humana Inc. (NYSE: HUM), includes coverage similar to that offered through group dental plans, plus cosmetic coverage of teeth whitening in most states.
"Dental and medical benefits complement one another because preventive dental care is important for overall health and well-being," said Tod Zacharias, president of HumanaOne. "In fact, regular dental checkups can provide early warning of certain medical conditions, leading to medical cost savings. With that in mind, we've designed a dental benefit to help keep people looking good and feeling good, while making it easy and affordable to add dental benefits to individual medical coverage."
HumanaOne's new, optional dental benefit fully covers preventive care, such as oral exams, routine cleanings and X-rays, with no deductible or waiting period. The benefit also covers half the cost of basic and major services like fillings, extractions, endodontics and periodontics, with a $50 individual deductible and $150 family deductible on such services, as well as a $1,000 annual maximum benefit. Teeth whitening and prescribed bleaching services are included as basic services in most states.
Humana designed the dental option to be easy to use and easy to apply for. With HumanaOne's dental benefit, consumers can visit any dentist, but can save up to 30-percent on out-of-pocket costs when they visit one of the more than 70,000 dentist locations comprising HumanaDental's national PPO network, one of the largest dental PPO networks available. If approved for medical coverage, applicants are automatically approved for dental coverage as well, through HumanaOne's simple telephone application process.
HumanaOne's optional dental benefit is now available in Arizona, Florida, Illinois, Texas and Wisconsin. Humana plans to introduce the option June 1, 2005 in Colorado, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan, Missouri, Tennessee and Ohio.
About HumanaOne and HumanaDental
HumanaOne is Humana's individual health insurance plan, offering comprehensive major medical coverage designed specifically for individuals and families who may not be insured through their employer, such as self-employed entrepreneurs, students, recent college graduates and early retirees. HumanaOne is currently available in 15 states.
HumanaDental is Humana's dental insurance subsidiary, offering dental coverage for employer groups and individuals through a variety of plans, including dental health maintenance organizations, preferred provider organizations, traditional and self-funded products. HumanaDental operates in 42 states and the District of Columbia.
About Humana
Humana Inc., headquartered in Louisville, Kentucky, is one of the nation's largest publicly traded health benefits companies, with approximately 7 million medical members located primarily in 15 states and Puerto Rico. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals.
Over its 44-year history, Humana has consistently seized opportunities to meet changing customer needs. Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its diversified customer portfolio.
More information regarding Humana is available to investors via the Investor Relations page of the company's web site at www.humana.com, including copies of:
Annual report to stockholders;
- Securities and Exchange Commission filings;
- Most recent investor conference presentation;
- Quarterly earnings press releases;
- Audio archive of most recent earnings release conference call;
- Calendar of events (includes upcoming earnings conference call dates, times, and access number, as well as planned interaction with institutional investors);
- Corporate Governance Information.
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