HumanaOne’s new Short Term Medical health insurance
Posted on : April 7, 2009 | By : Sophie Callahan | In : Health Insurance, Health Insurance Companies, Short-Term Health Insurance
Tags: Health Insurance, humana, humanaone, short term medical health insurance, Short-Term Health Insurance
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A press release from Humana out today introduces their new short term health insurance plan. HumanaOne wants to help people who have lost their jobs recently due to the economic downturn get health insurance, even if its temporarily. The Short Term Medical health insurance plan offer affordable, temporary insurance for people in the following situations:
- Graduating college students
- People in between jobs
- Part time, temporary, or seasonal employees who are not offered employer-sponsored health plans
- Retirees not yet eligible for Medicare
- Unemployed individuals
- And new employees waiting for their benefits to begin
HumanaOne’s Short Term Medical health insurance plans are available in Alabama, Arizona, Colorado, Louisiana, Michigan, Nebraska, Ohio, and Wisconsin. The plan is flexible offering different options depending on the individuals needs. Deductibles range from $500 to $5,000 for individuals and $1,000 to $10,000 for families. The plans have a $2 million maximum benefit and include prescription drug coverage for time periods between 30 days up to 6 months or a year.
humana is the best choice of health insurance
I was reading this artice and noticed the quote “Short Term Medical health insurance plan offer affordable, temporary insurance for people in the following situations. ”
Does anyone know the specs of this plan or should i speak with a representative. Right now my wife is out of a job and I would like to get her involved with a plan that is short term…
Have any of you heard of Ameriplan? It offers health and dental benefits for 39.95/mo and has no caps, waiting periods, all ongoing problems are accepted, no age limit, and covers everyone in the household (up to 20 people) Its a great solution for people in between jobs or even just a total alternative to health insurance for people who are underinsured or uninsured. You can actually use your benefits the DAY you sign up! It saves you 25-80% on all health care procedures.
Chad I noticed you were interested in the Humana short term plan. If you go to the link below it might help you get a better understanding of how this works.
http://eon.businesswire.com/portal/site/eon/permalink/?ndmViewId=news_view&newsId=20090407005803&newsLang=en
Who knows what kinds of specs they have. They could have any number of different plans to cater to your specific needs. The article states that deductibles can range between 500 and 5,000. That is a pretty big difference. If your deductible is low, your monthly premium will mostly likely be higher. But you are probably better off speaking with a representative to get some solid details.
I currently got a new job and I have to wait 3 months or 90 days until i can get health benefits. “not cool” I contacted Humana and enrolled in the short term medical insurance. It worked great for me. Your gonna need to speak with someone to see if you meet the criteria. Also, do your research because health insurance these days can be very costly.