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AARP® Essential Premier Health Insurance, insured by Aetna Health Insurance


By entering a zip code on this page, you will be provided with all plans of the type you have selected. Only plans that carry the AARP name in the Title and Description of the product are endorsed by AARP.


AARP® Essential Premier Health Insurance, insured by Aetna - Company Information

Discover Premier-Level Health Coverage -- Insured by Aetna

AARP Essential Premier Health Insurance Plan is the name of the plan provided for AARP members by Aetna Life Insurance Company. AARP Essential Premier Health Insurance is custom-designed for AARP members who are 50-64 years of age, retired, looking into early retirement, coming off of COBRA, self-employed or just seeking coverage for their families. Insured by Aetna, FORTUNE Magazine's 'most admired' health insurance company1, the plan offers premier-level insurance benefits with a range of quality plan choices to fit budgets and health care needs. PPO plans, High Deductible Health Plans compatible with Health Savings Accounts, and Preventive and Hospital Care plans are offered.

AARP Essential Premier Health Insurance plans offers many advantages, including:

Preventive care coverage
To help members stay healthy, plans cover several preventive health services including flu shots, GYN exams, mammograms, physical exams and routine colonoscopies with no co-pays and without meeting deductible requirements first.

Individual and Family coverage
Plans that offer coverage choices for prescription drugs, doctor visits, hospitalization and upfront preventive care for AARP members, spouse or domestic partners,and dependent children.

Tax advantages of Health Savings Accounts
High Deductible Health Plans (HDHPs) which are compatible with tax-advantaged Health Savings Accounts (HSA's), allow tax free contributions and tax free withdrawals for qualified medical expenses. The funds in the HSA also earn interest.

Coverage when you travel
Travel coverage includes a nationwide network of doctors and hospitals that accept Aetna's negotiated fees and reimbursable coverage for health care services during international travel subject to out of network levels.

Help with health information
Aetna's award-winning website, Aetna Navigator, provides access to reliable health tools and resources in addition to toll free access to registered nurses 24/7 on health-related information.

AARP Membership
AARP has been serving its members and creating positive social change for more than 50 years. A tax-exempt nonprofit membership organization, AARP's mission is to enhance the quality of life for everyone as they age, promote independence, dignity and purpose and deliver value to members through information, advocacy and service. Membership also includes access to quality health and lifestyle products and services and exclusive discounts. AARP membership is required to enroll in these plans.

1Fortune- annual Most Admired Companies list, March 17, 2008

Plan details and eligibility guidelines vary by state. Please call 1-877-567-5267 for plan information for your area.

AARP Essential Premier Health Insurance Plan is the name of the plan provided for AARP members by Aetna Life Insurance Company (Aetna). In some states, individuals may qualify as a business group of one or may be eligible for guaranteed issue, small group health plans.

AARP Essential Premier Health Insurance plans are medically underwritten by Aetna Life Insurance Company and to the extent permitted by law you may be declined coverage in accordance with your health condition. This material is for information only. If declined coverage, you may be federally eligible under the Health Insurance Portability and Accountability Act (HIPAA) or a special guaranteed issue plan under your state's laws and regulations.

AARP and its affiliates do not make individual recommendations for health related products, services, insurance or programs. Insurance products carrying the AARP name are intended to be competitive products and may not be the lowest priced products. You are encouraged to evaluate your needs and compare products. The AARP Essential Premier Health Insurance Plan is endorsed by AARP and Aetna pays a royalty fee to AARP for use of the AARP intellectual property. Amounts paid are used for the general purpose of AARP and its members.

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Health insurance plans contain exclusions and limitations. Neither AARP nor its affiliate is the insurer. AARP and its affiliate are not insurance agencies or carriers and do not employ or endorse individual agents, brokers, producers, representatives, or advisors.

Competing Carriers



AARP Essential Premier Health Insurance, insured by Aetna quotes are available in the following states