Aetna Health Insurance is one of the nation’s leaders in healthcare, dental, pharmacy, group life, disability and long-term care insurance and employee benefits. Dedicated to helping people achieve health and financial security, Aetna puts information and helpful resources to work for its 14.8 million medical members, 13.1 million dental members, 9.4 million pharmacy members, and 13.6 million group insurance members.
Aetna Health Insurance provides members with access to convenient tools and easy-to-understand information that can help them make better-informed decisions about their health and financial wellbeing through a network of more than 721,000 health care professionals, including more than 431,000 primary care doctors and specialists, and 4,323 hospitals.
Aetna Health Insurance offers a wide array of programs and services that help control rising health care costs while striving to improve the quality of health care, such as case management; disease management and patient safety programs; integrated medical, dental pharmaceutical, behavioral health and disability information.
Below are some tips on choosing the right health insurance plan. It is important to determine what benefits meet your needs when choosing a plan. Below are some key factors to consider:
When you are evaluating Aetna Health Insurance quotes and plans on our site, keep these in mind. They will help you make the right choice. Our site is designed so that these are clearly outlined for whatever plan you choose.
Life stages can also play a major role in selecting health insurance. Our trained health insurance representatives will be able to help you decide which Aetna plan is a good fit for your life right now. Call 877.56.PLANS to get an Aetna Health Insurance Quote and advice. You can also enter your zip code above to get an instant Aetna Health Insurance Quote online.
Aetna offers a variety of PPO Plans including two HSA compatible plans which means that consumers have better options for finding the plan that meets their individual medical needs. All of the health insurance plans cover routine checkups and preventative care, specialty care, hospitalization and surgery, diagnostic testing and emergency care, subject to applicable co-payments, coinsurance and deductibles. The plans also include prescription drug coverage, subject to a deductible and co-payments, with no deductibles for generic prescriptions.
To find Aetna plans in your state, click here.
Unlike other health insurance companies who require medical underwriting, Aetna places their applicants into four risk categories based on their medical risk factors. Upon completion of the medical underwriting, applicants may be enrolled in their selected plan at preferred rates, with a moderate increase in the premium based on medical findings, with a significant increase in the premium, or they may be declined coverage due to significant medical risks. Other companies may offer insurance but exclude coverage for a certain medical condition. Since this does not help you, a higher premium for coverage is often a much better option. In addition, Aetna has an extensive provider Network and has available dental insurance in almost every state for as low as $14-16 per month for an individual.
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