BlueOptimum- This plan is a Preferred Provider Organization (PPO) that has annual deductible options between $250 and $10,000. Coinsurance is 80% and copays for PCPs are $25 and $50 for specialists. Prescription drugs have $15 copays for level 1 drugs and there is a $250 prescription drug deductible for level 2,3, and 4 medications. Monthly premium rates depend on deductible option, age, health condition and region. A sample rate for a 30 year old femanle ranges from $85 to $326.
BlueValue- This plan is a Preferred Provider Organization (PPO) that has annual deductible options between $250 and $10,000. Coinsurance is 70% and copays for PCPs are $25 and 60% coinsurance for specialists. prescription drugs have $15 copays for level 1 drugs and there is a $500 prescription drug deductible for level 2,3, and 4 medications. Monthly premium rates depend on deductible option, age, health condition and region. A sample rate for a 30 year old female ranges from $63 to $284.
BlueEssential- This plan is a Preferred Provider Organization (PPO) that has annual deductible options between $250 and $10,000. Coinsurance is 60% and copays for PCPs are $25 and $50 for specialists. Prescription drugs have $15 copays for generic drugs and $125 copays for brand name drugs. Monthly premium rates depend on deductible option, age, health condition, and region. A sample rate for a 30 year old female ranges from $45 to $228.
BluePortfolio- This plan is a Preferred Provider Organization (PPO) and a Health Savings Account (HSA) that has annual deductible options between $1,750 and $5,500. The coinsurance is 100% meaning BCBSAZ pays for the entire allowed amount for most covered services after the deductible is met. BCBSAZ also pays for 100% of prescription drugs after the deductible is met. Monthly premium rates depend on deductible option, age, health condition and region. A sample rate for a 30 year old female ranges from $87 to $156.
BluePreferred- This plan is a Preferred Provider Organization (PPO) that has annual deductible options between $250 and $10,000. Coinsurance is 80% and copays for PCPs and specialists are determined by deductible option. Copays range from $15 to $40 for PCPs and $30 to $55 for specialists. Prescription drug copays range from $15 to $120 depending on the level of the drug. Monthly premium rates depend on deductible option, age, health condition and region. A sample rate for a 30 year old female ranges from $103 to $384.
BluePreferred Basic- This plan is a Preferred Provider Organization (PPO) that has annual deductible options between $1,500 and $10,000. Coinsurance is 80% and copays for PCPs are determined by deductible option. Copays range from $25 to $40 for PCPs and specialists visits are subject to 80% coinsurance. Prescription drug copays are $30 for generic drugs and $125 for brand name drugs. Monthly premium rates depend on deductible option, age, health condition, and region. A sample rate for a 30 year old female range from $76 to $168.
BlueSecure- This plan is a Health Maintenance Organization (HMO) that has annual deductible of $1,000. Physician services are subject to a $30 copay for PCP and $40 copay for specialists. Prescription drug copays range from $15 to $120 depending on the level of the drug. Monthly premium rates depend on age, health condition, and region. A sample rate for a 30 year old female is $614.
BlueSecure Plus- This plan is a Health Maintenance Organization (HMO) with no annual deductible. Physician services are subject to a $25 copay for PCP and $40 copay for specialists. Prescription drug copays range from $15 to $120 dpending on the level of the drug. Monthly premium rates depend on age, health condition, and region. A sample rate for a 30 year old female is $771. |
