CareFirst, Inc. is the not-for-profit, non-stock, parent company of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc., affiliates that do business as CareFirst BlueCross BlueShield. CareFirst, Inc. is governed by a Board of Directors and special statutes regulating its business in Maryland, the District of Columbia, and Northern Virginia.
CareFirst is the largest insurer in the Mid-Atlantic region, serving nearly 3.1 million members. CareFirst offers a broad array of affordable insurance plans. CareFirst has been recognized for its superior customer service and financial strength and has received seven consecutive national Brand Excellence awards. Their network includes more than 4,500 primary care physicians (PCP) and 165 hospitals.
|BluePreferred HSA is a preferred provider organization (PPO) high deductible health plan that allows you the option of a Health Savings Account (HSA). This plan allows you the flexibility to choose any doctor or hospital in or outside of your network. The BluePreferred PPO plan includes annual exams and office visits, emergency care for illness and injury, allergy testing, and well-child care and immunizations. The advantages of the HSA are financial control over how you spend your health dollars, and interest-accruing savings account.
BlueChoice HMO provides the cost savings of an HMO and the flexibility to choose your own provider from a broad network of primary care physicians, specialists, and hospitals. The plan includes 365 days of hospital coverage, preventive care and wellness benefits, and a discount dental program. Some additional features include discounts on alternative therapies, 24/7 advice, and disease management programs.