Cinergy Health Insurance – Company Information
Cinergy Health is a nationwide provider of affordable health insurance and they deliver lower cost alternative health plans to help facilitate access to quality healthcare. Cinergy offers limited medical benefit plans that cover important medical care without a deductible. They are based out of Miami, Florida.
Cinergy Health Insurance Quotes are available in the following states:
District of Columbia,
Cinergy Health Plans
Cinergy offers limited medical benefit plans which are designed as alternatives to major medical plans and provide first-dollar coverage for essential health care services. Benefits under Cinergy Health Preferred plans include doctor visits, hospital stays, labs, x-rays, diagnostic testing, wellness check-ups, preventive tests, pregnancy, emergency room visits among others.
Under Cinergy Health Preferred plans you may choose any doctor of hospitals and still receive full benefits. Cinergy Health Preferred plans are guaranteed issue meaning that no one will be denied coverage due to preexisting conditions. All eligible applicants will receive the same rate.
Cinergy offers two insurance plan designs including Cinergy Health Preferred 500 and the Cinergy Health Preferred 1000.
Cinergy Health Preferred 1000 plan covers 100% and up to $100 per visit for services including doctor office visits, preventive tests, emergency room and urgent care visits, and diagnostic testing, x-ray, and lab benefits. Hospital stays are covered 100% and $1,000 a day up to 30 days and Cinergy pays 80% of surgery with no annual limit. Monthly premiums for the 1000 plan are $241.00 for individuals, $388.00 for individuals and spouse, and $484.00 for a family plan.
The Cinergy Health Preferred 500 plan covers 100% and up to $50 per visit for services including doctor visits, preventive tests, emergency room and urgent care visits, and diagnostic testing, x-ray, and lab benefits. Hospital stays are covered 100% and up $500 a day up to 30 days and Cinergy pays 80% of surgery with no annual limit. Monthly premiums for the 500 plan are $186.00 for individuals, $264.00 for individual and spouse, and $319.00 for a family plan.