At UnitedHealthcare, we work to make the health care experience better for everyone involved. We improve the quality and effectiveness of health care for all Americans, enhance access to health benefits, create products and services that make health care more affordable, and use technology to make the health care system easier to navigate.
We combine our strength and stability with nearly three decades experience serving customers of all sizes. You can take advantage of comprehensive plan options, robust web-based tools that simplify administrative and health programs, and comprehensive networks offering access to high-quality physicians and hospitals.
Today, UnitedHealthcare, along with sister company Uniprise, Inc., serves more than 18 million individual customers. We provide access to high quality care from more than 560,000 physicians and 4,800 hospitals across all 50 states and in four international markets. |
| Copay insurance plans offer many of the same features, benefits, and qualifications as traditional employer insurance plans. They require a set fee for office visits and preventive care visits to your preferred network physician and cover 100% of your history and exam costs after copayment. These plans usually include prescription drug card benefits.
Health Savings Accounts (HSA) combine a lower-cost, high deductible health insurance plan with a tax-favored savings account. HSAs allow you to deposit the money you save on premiums and use these savings to pay your qualified health care expenses until you meet your deductible. Your unspent savings roll over from year to year and earn interest.
High Deductible plans give you the responsibility for covering any minor or routine health care expenses until your calendar year deductible is met but your premium is low. If you’re looking for protection from unexpected accidents or illnesses at a lower cost but are willing to pay routine health care expenses in exchange for lower premiums, a high deductible insurance plan is right for you. |
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