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Liberty HMO Offered By Oxford In NJ

Have questions about Individual, Small Business, Group, Student, or Family Health Insurance? Call us at 877.56PLANS


Health Insurance offered by Oxford


Liberty HMO

Plan type


Application Url

Click here for Application



Umbrella Brochure


Plan Features



OnLine - No

Postal Mail - Yes

Download - Yes


 Paper Application

Submit And Eff Dates

 Will accept app 60 days in advance of requested eff date. 1st and 15th up to day before effective date, for deps over 19, complete student verification needs to be attached to app.



Payment Methods

 Initial: Check., money Order. 1st mnth prem must be rcvd w/app. Ongoing: check, money order

Eligibility Requirements

 legal spouse, not under any group policy, including spousal, not Medicare eligible. CAN take IFP even if elig for COBRA.

Referrals Required


Free Look Period

 30 days

Cancellation Policy

 written notice within 31 days of requested term date

Pre Screens

 N/A, not medically underwritten

Pre Ex

 12 months, 6 month look back, The break in coverage can not be greater than 31 days for an individual to individual plan or 63 days for a Federally defined eligible individual.

Rate Guarantee Period

 12 months

Company Checks Accepted


Child Only Policies

 Yes, newborns can be added day of event, app & prem must be received w/in 31 days to continue coverage. Youngest will be primary subscriber

World Wide Coverage

 Medical emergencies Only, HMO based plans covered as INET. PPO plans covered as ONET. Submit itemized bill, converted to English & US currency, for claim review.

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