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Basic and Essential EPO Offered By In

Have questions about Individual, Small Business, Group, Student, or Family Health Insurance? Call us at 877.56PLANS

Insurer

Health Insurance offered by

Plan

Basic and Essential EPO

Plan type

EPO

Application Url

Click here for Application

Brochure

Brochure

Umbrella Brochure

Umbrella Brochure

Plan Features

 

Brochure

OnLine - No

Postal Mail - No

Download - No

Application

 Paper Application

Submit And Eff Dates

 HMO:1st/15th of mnt ;exception if 1st or 15th falls on weekend and app recvd on Monday, Horizon will honor reqtd date; EPO/Direct Access: any day of the month as long as rcvd on or prior to rqstd eff date. Can snd apps as long as rates avaialble.

Fees

 None

Payment Methods

 Initial: check, money order, EFT, credit card (Visa, MasterCard); Ongoing: check, money order, EFT (monthly, ¼ ly, semi-annually, annually)

Eligibility Requirements

 Must not be eligible for group insurance or Medicare. CAN take IFP even if elig for COBRA.

Referrals Required

 No

Free Look Period

 30 days

Cancellation Policy

 Written notice requested prior to term dates. Will be date letter received or future date. No back term date.

Pre Screens

 N/A

Pre Ex

 12 months, 6 months back, pregnancy on date of enrollment (complications of pregnancy are not considered a Pre-x) Waived if you transfer from another insurance plan and there has been no more than a 31 day lapse in coverage. The limitation also does

Rate Guarantee Period

 12 months

Company Checks Accepted

 Yes

Child Only Policies

 Yes

World Wide Coverage

 Medical emergencies Only, Covered as INET. Submit itemized bill, converted to English & US currency, for claim review.

HSA Banking Partner

 N/A

Broker Service Unit

 888-400-8533 to assist brokers w/benefits, eligibility, claims
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