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Have questions about Individual, Small Business, Group, Student, or Family Health Insurance? Call us at 877.56PLANS
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Insurer |
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Plan |
Basic and Essential EPO |
Plan type |
EPO |
Application Url |
Click here for Application |
Brochure |
Brochure
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Umbrella Brochure |
Umbrella Brochure
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Plan Features |
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Brochure |
OnLine - Yes Postal Mail - Yes Download - Yes |
Application |
Paper Application |
Submit And Eff Dates |
HMO:1st/15th of mnt ;exception if 1st or 15th falls on weekend and app recvd on Monday, Horizon will honor reqtd date; EPO/Direct Access: any day of the month as long as rcvd on or prior to rqstd eff date. Can snd apps as long as rates avaialble. |
Fees |
None |
Payment Methods |
Initial: check, money order, EFT, credit card (Visa, MasterCard); Ongoing: check, money order, EFT (monthly, ¼ ly, semi-annually, annually) |
Eligibility Requirements |
Must not be eligible for group insurance or Medicare. CAN take IFP even if elig for COBRA. |
Referrals Required |
No |
Free Look Period |
30 days |
Cancellation Policy |
Written notice requested prior to term dates. Will be date letter received or future date. No back term date. |
Pre Screens |
N/A |
Pre Ex |
12 months, 6 months back, pregnancy on date of enrollment (complications of pregnancy are not considered a Pre-x) Waived if you transfer from another insurance plan and there has been no more than a 31 day lapse in coverage. The limitation also does |
Rate Guarantee Period |
12 months |
Company Checks Accepted |
Yes |
Child Only Policies |
Yes |
World Wide Coverage |
Medical emergencies Only, Covered as INET. Submit itemized bill, converted to English & US currency, for claim review. |
HSA Banking Partner |
N/A |
Broker Service Unit |
888-400-8533 to assist brokers w/benefits, eligibility, claims |
(877)567-5267
