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Basic and Essential EPO Offered By In

Have questions about Individual, Small Business, Group, Student, or Family Health Insurance? Call us at 877.56PLANS


Health Insurance offered by


Basic and Essential EPO

Plan type


Application Url

Click here for Application



Umbrella Brochure

Umbrella Brochure

Plan Features



OnLine - No

Postal Mail - No

Download - No


 Paper Application

Submit And Eff Dates

 HMO:1st/15th of mnt ;exception if 1st or 15th falls on weekend and app recvd on Monday, Horizon will honor reqtd date; EPO/Direct Access: any day of the month as long as rcvd on or prior to rqstd eff date. Can snd apps as long as rates avaialble.



Payment Methods

 Initial: check, money order, EFT, credit card (Visa, MasterCard); Ongoing: check, money order, EFT (monthly, ¼ ly, semi-annually, annually)

Eligibility Requirements

 Must not be eligible for group insurance or Medicare. CAN take IFP even if elig for COBRA.

Referrals Required


Free Look Period

 30 days

Cancellation Policy

 Written notice requested prior to term dates. Will be date letter received or future date. No back term date.

Pre Screens


Pre Ex

 12 months, 6 months back, pregnancy on date of enrollment (complications of pregnancy are not considered a Pre-x) Waived if you transfer from another insurance plan and there has been no more than a 31 day lapse in coverage. The limitation also does

Rate Guarantee Period

 12 months

Company Checks Accepted


Child Only Policies


World Wide Coverage

 Medical emergencies Only, Covered as INET. Submit itemized bill, converted to English & US currency, for claim review.

HSA Banking Partner


Broker Service Unit

 888-400-8533 to assist brokers w/benefits, eligibility, claims
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