Office Visit

Any time you visit a doctor at his or her office for medical care. Some benefit plans require you to pay the annual deductible before the insurance begins paying. However, if the description just says a dollar amount like $30, then you are only required to pay $30 for the office visit.

Any time you visit a doctor at his or her office for medical care. Some benefit plans require you to pay the annual deductible before the insurance begins paying, or "Subject to deductible." Other plans only require you to make a copayment, for example $30, and the insurance company pays for the visit, even if you have not met the deductible.

If you see two dollar amounts, for example, $20/$30, this means that the copayment for primary care doctor visits is $20 and the copayment for specialist visits is $30. Again in this example the office visit is not subject to deductible.