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Oxford Health Plans for Sole Proprietors

If you are a New York sole proprietor with a business located in New York, Kings, Queens, Bronx, Richmond, Nassau or Suffolk counties, Oxford now offers affordable health insurance options for you. With single rates starting at under $300 per month for sole proprietors and access to one of the largest physician networks in New York, these plans are a great value.

Oxford Health Plans offers big company benefits for companies of one. The advantage is a comprehensive set of benefit plans that are affordable. Plan selection and enrollment is easy thanks to the streamlined plan design. Choose from four different plans for sole proprietors varying from traditional, to more consumer driven options.

Plan Features

  • Routine preventative care and lab covered in-network at no charge (includes PCP and OBGYN).
  • Access to Oxford’s industry leading network of physicians in the New York tri-state area.
  • In-network access to over 450,000 UnitedHealthcare Choice Plus Network physicians throughout the U.S. when outside Oxford’s service area.
  • Access to the areas finest hospitals including: New York Presbyterian, North Shore/LIJ, Robert Wood Johnson University Hospital and Yale/New Haven.
  • No referrals for specialist visits.
  • Preferred relationship with Exante Bank for seamless HSA banking administration.
  • 24/7 Access to Oxford On-Call, which provides healthcare guidance and referrals from registered nurses.
NETWORK Freedom Plan
Direct
Oxford
Exclusive Plan
Metro
Oxford HSA
Exclusive
Oxford HSA
Direct
Office Visit Copay $30/$50 $25/$50 D&C D&C
In-Network Deductible $2000 $2000 $2000 $2850
In-Network Coinsurance 80% to $10K 90% to $10K 100% 90% to $10K
Out-of-Network Deductible $2000 In-Network Only In-Network Only $2850
Out-of-Network Coinsurance 60% to $10K In-Network Only In-Network Only 70% to $10K
Hospital Inpatient Deductible & Coinsurance Deductible & Coinsurance Deductible & Coinsurance Deductible & Coinsurance
Outpatient Surgery Deductible & Coinsurance Deductible & Coinsurance Deductible & Coinsurance Deductible & Coinsurance
Pharmacy $15/50% w/$100 tier 2 deductible $15/50% w/$100 tier 2 deductible $15/50% $15/50%
 
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