UnitedHealth One is the brand name used for Golden Rules
products administered or underwritten by the UnitedHealthcare family of
companies which offer personal health insurance. Golden Rule is a major health insurance
provider in the state of Maryland and has been in business for over 60
years. It is rated “A” for Excellent by
A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s. The rating is based on financial strength and
health care stability.
Golden Rule offers a variety of health insurance plans to
Maryland residents. Golden Rule’s most
popular plans in Maryland include Network
Copay Select 20% - $3,500, HSA
100 - $2,500, Network
Copay Select 20% - $2,500, Network
Copay Select 100% - $3,500, Network
Plan 100 - $1,500.
The following plans give a variety of options depending on
the individual’s or family’s health coverage needs:
Network
Copay Saver 1500 Network
Copay Saver 2500
Network
Copay Saver 5000 Network
Copay Saver 7500
Network
Copay Saver 10000 Network
Copay Select 30%
HSA
70 Plan
80
Saver
80
For individuals, Golden Rule’s monthly premium ranges
from $31 to $208. For families, Golden Rule’s monthly premium ranges from $112
to $898.
For an in depth
Golden Rule Insurance Plan Summary in Maryland, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp
HSA 100 versus Plan 100 versus
Copay Select 20
The Network Plan 100’s monthly
premium is $116.03. There is a $1,500
out-of-pocket deductible cost. For
primary and specialist care there is no charge after deductible is paid. For annual OB/GYN and annual physical
examinations, there is also no charge after deductible is paid. For inpatient and outpatient visits there is
no additional charge after deductible.
For drug coverage, there is no charge for drugs after deductible is paid
for and the maximum annual benefit is $3,000.
The HSA 100 plan’s monthly
premium is $87.51. There is a $2,500
out-of-pocket deductible cost. For
primary and specialist care there is $35 copay.
For annual OB/GYN and annual physical examinations, there is a $35
copayment. For inpatient and outpatient
visits there is no additional charge after deductible. For drug coverage, there is no charge for
drugs after deductible is paid for and the maximum annual benefit is $3,000.
The Network Copay Select plan’s
monthly premium is $82.32. There is a
$3,500 out-of-pocket deductible cost.
For primary and specialist care there is $35 copay. For annual OB/GYN and annual physical
examinations, there is a $35 copayment.
For inpatient and outpatient visits there is 20% copayment after
deductible. RX is covered, see plan for
details.
For
more information about Golden Rule plans in Maryland, contact us at 877-567-5267.