Health Plan One offers more than 60 health insurance plans in Reno, which is part of Washoe County, Nevada. Health insurance carriers that offer individual and family health insurance plans in Reno include Aetna, Anthem, Humana, Tonik, and United Health One. Enter your ZIP code above to compare the details of the health insurance plans available in Reno.
Nevada offers many options for those looking for individual, family, group or small business health insurance. There are even options available like Nevada Medicaid, Check Up, and the high risk pool alternative. All of these government programs can help those who are medically uninsurable or who cannot afford private insurance to obtain basic health coverage. We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.
Many companies have a waiting period before new employees can qualify to receive health insurance benefits. If this is the case with your new job, consider getting a short-term policy from the point where your previous coverage ends to the time when your new company’s insurance kicks in. It is important not to have a lapse in coverage of more than 63 days. If you do, your new insurance carrier may refuse to cover treatment for pre-existing conditions you may have such as asthma or acne for up to a year after your policy goes into effect. For this reason, having continuous health insurance coverage is particularly important.
For those that are self-employed but are not a sole proprietor, you can apply for a small group plan. You must have 2 or more eligible employees who each work at least 30 hours per week. Small group plans are medically underwritten by all carriers in Nevada. Health Plan One can help you by quoting plans for both sole proprietors and small groups. Simply call us toll-free (877) 567-5267.
Nevada Medicaid provides basic health coverage and services to low income residents who qualify. To qualify you must have below a set income level and be in one of the following categories: children, pregnant women, families with dependent children, disabled adults or people over 65. More information can be found in this PDF file. http://dhcfp.nv.gov/pdf%20forms/Info/1111-E%20Medicaid%20NV%20check%20up%20guide%2010-08.pdf
The Nevada Check Up program was designed to provide basic health coverage to the children of families who make too much money to qualify for Medicaid, but who cannot afford private insurance. Participating families are charged a quarterly premium based on the family income level. To qualify for Nevada Check Up the child must be under the age of 18, uninsured, ineligible for Medicaid, and meet family requirements. More information can be found at their website: http://www.nevadacheckup.state.nv.us/
Nevada also has a High Risk Pool Alternative for those who are for medical reasons uninsurable on the private insurance market. More information on HIPPA can be found on our HIPAA Insurance page.
Click her for information on Reno Medicare plans.